Car insurance is generally inexpensive in Arizona. The average car insurance cost in Arizona is $1,247 annually — 12.6% less than the US average.
Your car insurance rates are affected by factors other than the state in which you live. Car insurance premiums incorporate myriad considerations, including a driver's age, gender, marital status, credit, and driving history.
Here is a table that ranks the 11 car insurance companies in Arizona that were used in this study:
Rank | Auto Insurance Company | Average Annual Rates |
1 | State Farm | $857 |
2 | Farmers | $870 |
3 | Titan | $955 |
4 | Progressive | $988 |
5 | American Family | $1,043 |
6 | GEICO | $1,113 |
7 | Allstate | $1,199 |
8 | MetLife | $1,251 |
9 | The General | $1,317 |
10 | Mercury | $1,439 |
11 | Nationwide | $1,575 |
State minimum requirements for car insurance vary by state. Nearly all states require registered drivers to carry specified minimum liability insurance. And if you’re financing or leasing your car, you could be required to buy additional collision and comprehensive coverage as part of your finance agreement.
You can’t legally drive in Arizona unless you carry liability insurance that includes at least:
When shopping for car insurance, you may see these liability limits written as 15/30/10.