The average cost of home insurance in Alabama is $1,357 per year while the range was between $1,181 and $3,609.
From hurricanes to tornadoes, Alabama homeowners have faced their fair share of natural disasters. It’s not surprising, therefore, that the average annual premium in the Heart of Dixie is almost $200 higher than the national average.
That being said, high premium costs don’t always equal adequate coverage. As a homeowner, it’s important to protect your most valuable asset by searching for a provider that offers protections that are specific to your living situation and budget. To help ease your search, we’ve outlined our picks for the top Alabama homeowners insurance providers and included an online quote tool so you can start getting accurate estimates for policies in your area.
Rank | Cheapest Homeowners Insurance Companies | Average Annual Rates |
1 | Progressive | $1,234 |
2 | Nationwide | $1,488 |
3 | Farmers | $1,688 |
4 | State Farm | $2,065 |
5 | Liberty Mutual | $2,216 |