Compare Car Insurance in California

The average cost of car insurance in California is $1,727

Car insurance policies are expensive in California. The average auto insurance cost in California is $1,727 per year — 20% more than the national average.

Your car insurance rates are affected by factors other than the state in which you live. Car insurance premiums incorporate myriad considerations, including a driver's age, gender, marital status, credit, and driving history.

Car Insurance Companies in California

Here is a table that ranks the 11 car insurance companies in California that were used in this study:

We analyzed average California car insurance rates by each of the main pricing factors. See below to see how much car insurance costs in your location 

State minimum requirements in California

To legally drive in California, you’ll need liability insurance that includes at least:

• $15,000 for injury or death to one person.
• $30,000 for injury or death to more than one person.
• $5,000 for damage to property.

When shopping for car insurance, you’ll sometimes see this written as 15/30/5.

Liability coverage helps pay for other people’s injury or property damage bills if you cause the accident. Experts recommend getting more than the bare minimum if you want to avoid dipping into your own savings to cover expenses.

For instance, California has a relatively low property damage minimum, only $5,000. If you cause an accident and total another driver’s car, the damage could easily exceed that amount, and you’d have to pay the difference out of pocket.